Index Funds Advisors

Index Funds Advisors or IFA, a fee-only financial planning house that focuses on index investing, offers a useful website for those incorporating lazy portfolio strategies.

While it is a bit of an understatement to say that the IFA are not fans of non-indexed based strategies (see their 12-step program), I think their risk capacity survey can be quite useful for portfolio planning.

Once you complete the survey (yes, take time to do the complete survey instead of the other shorter options), IFA will provide you with a model portfolio based on the answers you submit along with backtested returns. If you're trying to figure out how best to design a portfolio that fits your personality, time horizon, and risk tolerance (which is always an important step in the overall planning process), IFA's risk capacity survey can lend some useful guidance. Also, you can easily build alternative portfolios based on their suggestions using other index funds and ETFs.

Here's a sample portfolio at the top end of the risk spectrum:

All in all, lazy portfolio investors, especially those who desire to find the right portfolio match, will want to utilize this website.